Septic Financing

Flexible Financing for Septic Projects

Septic repairs, drain field work, excavation, and urgent service needs can happen at inconvenient times. Independent Septic has partnered with Wisetack to help qualifying customers review payment options.

We offer financing

We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

  • Finance projects up to $65,000*
  • Terms from 3 to 120 months*
  • APRs range from 0 to 35.9%*
  • No hidden fees or compounding interest

Prequalify today with no impact to your credit and contact us to learn about financing your next project!

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs. https://www.wisetack.com/faqs.

Wisetack financing offer preview

When Financing Can Help

Septic Projects Are Often Time-Sensitive

Financing can help homeowners move forward when a septic issue needs attention but paying all at once is not ideal.

Septic Repairs

Repairs for lines, baffles, lids, risers, tanks, outlet lines, and drain field concerns may qualify.

Excavation Work

Septic excavation, tank access, and larger repair support can be easier to manage with payment options.

Urgent Service

When backups, odors, or malfunction symptoms cannot wait, financing may help you take action sooner.

Questions About Financing?

Talk With Independent Septic Before You Start

Call or request an appointment to discuss your septic issue, service recommendation, and available payment options.